Property Insurance

Buying a house or other property is a huge investment venture with a large financial value. Such assets must get maximum protection against all kinds of risk of loss caused by fires, burglaries, natural disasters and other unfortunate incidents. It’s also necessary to insure your property to save your investments. Always need to make sure of the insurance policy which protects your investment. There are lots of insurance providers. It’s a burden to find out the best among them. Connect cochi is willing to take that burden for you and we’ll find out the best insurance providers and secure your premium property. Failure in setting up protection for your valuable assets can result in a loss that can seriously worsen your financial situation. We at connectcochi help you make smart and accurate decisions to protect yourself, your family and future. Expert advice on insurance policies from a team of technically certified risk consultants and the comparison & Evaluation of all the insurance option will help you to choose right provider. We also provide expert assistance to process insurance policy documents

What we do

Understand the requirements
Research about the area and the property
Valuation – Our expert valuers assess the value of the property and the contents.
Compare different insurance providers Premium and helps to choose the best
Evaluate Insurance providers for after Insurance service.
Help to select the best value for money policy with maximum inclusions.
Support in all the stages of Insuring the property
After insurance support and renewal

Niju

Property Insurance

Niju Mohandas is a qualified Wealth Manager with 30 years of experience as a Life Insurance & Health Insurance Consultant. Mr. Niju heads 3 Offices to serve more than 10000 customers in their multiple investment areas like Life & Health Insurance.

Have any queries?

We'd love to hear from you.

Our process

Evaluate the property & Location

Understand the need of Insurance

Get the quotes from Different companies

Verify the premium Vs. inclusions

Choose the best option as per the requirements

Process documentation

After Insure support

BLOGS

How To Choose The Best Property Insurance

Buying a home is a wonderful milestone to achieve in life. It is known to cause stress not only financially but also in terms of …

Importance Of Property Insurance

Costs of living around the country are increasing, and as a homeowner, it seems financially irresponsible to not purchase a property insurance.

Important Checklist For Property Insurance

This guide to property insurance would be helpful for you while buying your home insurance policy.

Who is eligible to purchase a Home Insurance policy?

Any individual who is an Indian resident and is the owner or occupant of a property, can purchase a home insurance policy. Tenants of rented accommodation may also apply for a home insurance policy.

What are some factors affecting the premium on a home insurance policy?

Some factors that affect the premium on your homeowner insurance policy are:

House location affects the insurance premium rates if you are living in an area:

Frequented by storms, hurricanes, cyclones etc.

Near to a flood prone water body

Experiencing frequent earthquakes

A neighborhood prone to theft, robberies etc.

Factors like the age of the house, building structure & materials, roofing, wiring, and garage can affect the premium amount. The older the house, the higher it might cost to insure it.

Your credit history and lifestyle habits can also affect your house insurance premium.

To bring down the premium amount, you can install protective devices like smoke detectors, fire alarms, deadbolt locks, burglar alarm systems, sprinkler systems, fire extinguishers, etc.

Your claims history can increase or decrease your premium.

What is the commencement date of an insurance policy?

Your insurance policy will start off from the day the company receives the first premium installment or from the date as chosen by you.

What happens to the home insurance policy in case the insured house is sold?

The policy stands cancelled from the moment the transfer of ownership of the house takes place. The insured ceases to be covered under the policy & the premium balance for the remaining insured period shall be refunded to the policy holder.